Compare your loan insurance in currency
After contacting several French banks, you have found good borrowing conditions at a good rate thanks to a loan in Swiss CHF currency. If you work in Switzerland and live in France, close to the border, you can indeed take advantage of your situation of “border” with the banks to negotiate your loan.
However, do not forget the real estate borrower collateral and compare the cost of your currency loan insurance with our online calculator that compares the best deals on the market.
Loans made in foreign currencies
The foreign exchange risk of these loans remains the responsibility of the customer. The sum insured at the time of the subscription corresponds to the capital remaining due, fixed according to the depreciation schedule determined in exchange value in euros at the origin of the loan. Contributions and benefits are similarly expressed in euros according to the scale used when setting up the loan, which remains valid for the duration of the loan.
Get the best insurance for your currency loan
Anyone who subscribes to a home loan must subscribe to loan insurance. This generally covers the risks of death, disability and work stoppage. It can also cover the risk of job loss. Compare the offers to get the best insurance loan in foreign currency !
According to the Lagarde law, the bank can not impose its own insurance contract: it is obliged to accept another currency loan insurance found by the borrower. You can buy an individual insurance of your choice. This type of insurance is particularly interesting if you are young (under 40), in good health and you do not smoke.
The cheap loan insurance broker finds the best insurance for Swiss border borrowers:
- Loans in foreign currency, Loan in Swiss francs
- Loan in Swiss currency 2014, Loan in agricultural loan currency
- Foreign exchange chf, Border insurance quote